Mortgage guidance that’s clear, confident and built for your long-term wealth.








With years of experience in the mortgage industry, Ryan Pettegrew leads Pettegrew Lending with one simple mission — to make home loans clear, efficient, and empowering. Backed by Zenith Home Loans, he helps buyers and homeowners secure financing that fits their goals, while delivering the five-star experience every client deserves.
Educator First – Clear, honest mortgage advice every step.
Dependable Closings – On time, under budget, no surprises.
Client Focused – Building lasting relationships through trust.
Need guidance on your first home purchase? I’ll simplify the process, explain your options, and help you get pre-approved with confidence.
Ready for a bigger home or new location? I provide solutions for smooth transitions and timely closings.
Looking to lower your rate or access equity? I’ll show the best refinance options and manage everything efficiently.
Partnering with real estate investors or builders? I offer expert mortgage solutions and reliable communication to close deals on time.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
At Pettegrew Lending, every client has a unique journey — from first-time buyers to homeowners refinancing or upgrading. These stories showcase how we turn dreams into reality with clarity, guidance, and on-time closings.
EXCELLENT Based on 76 reviews Posted on Ryan EberleTrustindex verifies that the original source of the review is Google. An absolute pleasure to work with. Every question we had was answered promptly and in easy to understand ways. Really appreciated his short video clips that came with along his email every time we asked him to rerun some numbers for us.Posted on Nicholas HuntTrustindex verifies that the original source of the review is Google. Ryan and his team were very helpful and responsive. Overall it was a very good experiencePosted on Tayler WarrenTrustindex verifies that the original source of the review is Google. Ryan was truly amazing. His deep knowledge made the whole process feel smooth and stress-free, and he always took the time to walk us through every detail. He made himself available whenever we had questions and was proactive about checking in and reviewing documents with us. We can’t recommend him enough!Posted on Barrett CeleckiTrustindex verifies that the original source of the review is Google. Ryan has our best financial interest at heart and truly understands our homeownership goals. Very knowledgeable and intelligent, wonderful young work with.Posted on Nate MurphyTrustindex verifies that the original source of the review is Google. Ryan was excellent to wqork with. This was our second time working with Ryan and his team and it was everyt bit as good as the first. We couldn't have asked for a better experience.Posted on Tucker KinneyTrustindex verifies that the original source of the review is Google. Ryan is AMAZING! Such a seamless process and he makes understanding the complexities of purchasing a home simple with personalized videos. Truly a genuine person with great intentions. Cant recommend him enough. If you find yourself looking for a lender in Google reviews, look no further. Thank you again Ryan!Posted on Bridget KielyTrustindex verifies that the original source of the review is Google. Working with Ryan and the team was a breeze, as they were incredibly knowledgeable and able to answer all our questions during the process. It really made a stressful situation much easier to manage, and we were so grateful for their expertise!Posted on Sarah GrimmTrustindex verifies that the original source of the review is Google. Ryan was an excellent lender who recently helped my husband and me close on our new home! As a realtor, I know A LOT of lenders, but after working with Ryan and watching what a fantastic job he did helping my past clients, I knew there was no one else I'd rather work with. Ryan communicates exceptionally well and ensures you're taken care of throughout the entire purchasing process. He's reliable and provides a "white glove" level of service to his clients. When you're buying a home, you want to trust your lender and avoid last-minute surprises. With Ryan, it was smooth sailing all the way to closing. Even more, Ryan is genuine and authentic and you can tell his heart is always in the right place. His dedication to his clients is truly admirable. I look forward to working with him again in the future and continuing to refer more buyers to him.Fantastic job, Ryan!Posted on Meg ArroyoTrustindex verifies that the original source of the review is Google. My husband and I thoroughly enjoyed our experience working with Ryan and his assistant Ashley at Zenith Home Loans! We shopped around with a few different lenders and chose to go with Ryan because he offered a rate discount for my husband being a first responder. And while working with Ryan, I especially appreciated his willingness to make time to answer all my husband and I's questions whenever we had them. He also had extensive knowledge to help our home buying situation and the process was so smooth. Thank you Ryan and Ashley!Posted on Jonathan MitchellTrustindex verifies that the original source of the review is Google. If you are looking for the VERY BEST loan originator and asked me for a recommendation, I would immediately point you to Ryan Pettegrew, I have purchased many homes in the past ~30 years, and I never had anyone close to Ryan. His combination of professionalism, communication skills, and overall knowledge is beyond reproach. Bottom line, Ryan is the best.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
At Pettegrew Lending, we believe every client deserves more than just a loan — they deserve transparent guidance, reliable service, and solutions that create lasting value. Our goal is to earn your trust by delivering clear advice, timely closings, and a five-star experience every step of the way.

No complex charts or confusing terms. Just clear, step-by-step guidance to help you track spending, set goals, and grow.

Whether you’re managing bills on a tight salary or trying to dig out of debt, our platform adapts to your situation.

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Behind every smooth closing is a team dedicated to excellence. We’re here to make your home financing journey simple, fast, and stress-free.
NMLS ID: 1919616
Loan Partner
Let’s start a conversation about your mortgage goals. Whether you’re buying, refinancing, or exploring your options, I’ll help you find the best path forward — with clear advice and no pressure.