Your Home. Your Future. On Time. Under Budget.

Mortgage guidance that’s clear, confident and built for your long-term wealth.

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Started a consistent monthly saving habit

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69+ reviews from clients

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Your Trusted Partner in Smart, Stress-Free Home Financing

With years of experience in the mortgage industry, Ryan Pettegrew leads Pettegrew Lending with one simple mission — to make home loans clear, efficient, and empowering. Backed by Zenith Home Loans, he helps buyers and homeowners secure financing that fits their goals, while delivering the five-star experience every client deserves.

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Educator First – Clear, honest mortgage advice every step.

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Dependable Closings – On time, under budget, no surprises.

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Client Focused – Building lasting relationships through trust.

Tailored Mortgage Solutions for Every Buyer

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

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What are your goals?

We are committed to helping you reach them.

Where are you looking to buy?

Where are you in the home buying process?

How do you plan to use your new home?

Are you actively working with a real estate agent?

Is this your first time purchasing a home?

What is the approximate purchase price of the new property?

What is your household's gross (before taxes) annual income?

What is your credit score?

How did you hear about us?*

What is your first name?*

What is your last name?*

What is your email address?*

What is your phone number?*

From Dreams to Keys

At Pettegrew Lending, every client has a unique journey — from first-time buyers to homeowners refinancing or upgrading. These stories showcase how we turn dreams into reality with clarity, guidance, and on-time closings.

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User satisfaction rating based on recent surveys

“Gain total control of your money” – no fluff, just results

At Pettegrew Lending, we believe every client deserves more than just a loan — they deserve transparent guidance, reliable service, and solutions that create lasting value. Our goal is to earn your trust by delivering clear advice, timely closings, and a five-star experience every step of the way.

Simplicity that empowers

No complex charts or confusing terms. Just clear, step-by-step guidance to help you track spending, set goals, and grow.

Real-life relevance

Whether you’re managing bills on a tight salary or trying to dig out of debt, our platform adapts to your situation.

Built on trust

Finansiap is loved by everyday users, backed by real success stories, and created with your privacy and progress in mind.

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Meet the Team

Behind every smooth closing is a team dedicated to excellence. We’re here to make your home financing journey simple, fast, and stress-free.

Ryan Pettegrew

NMLS ID: 1919616

Ashley Padilla

Loan Partner

All Things Mortgage: Insights, Trends, and Resources

Schedule a Consultation

Let’s start a conversation about your mortgage goals. Whether you’re buying, refinancing, or exploring your options, I’ll help you find the best path forward — with clear advice and no pressure.